【2024最新】 加拿大毕业生保险 | 加拿大留学生保险
- 2023年12月4日
- Posted by: lucas
- Categories:
加拿大毕业生保险 、加拿大留学生保险 适用于全日制的加拿大留学生、完成学业一年内并且会从事相关专业工作的学生和留学生的配偶或子女。在留学生保险UHIP过期之前买上毕业生保险，确保无缝衔接。
学生保险常见问题：
1. 加拿大毕业生保险 多少钱？保多少保额？
每天$2.40，总保额$500万加币。
2. 毕业生保险保什么？现在身体已经生病了可以保吗？医生让我过几天做X光\验血\B超等等可以保吗？
加拿大毕业生保险 跟其他保险都一样，只保障未来发生的意外，比如感冒发烧磕磕碰碰等。目前已经生病，才来买保险，保险公司肯定不会给理赔的。人的保险跟车的保险一样，不能等到车坏了才想起买保险。详情请参考下方英文介绍原件。
3. 留学生保险包括牙医吗？
每颗智齿可以保障100刀，意外牙科最高$5000刀。关于牙科是比较敏感的，具体的理赔需要看牙医的证明，如果想提前知道，请致电18009951662联系Allianz保险公司，将你的情况描述给客服。如果无法联系上，请拨打4163400049。
个人建议：由于牙齿不舒服一般也没法拖太长时间，而且就算没有保险，也需要赶紧看医生，因此不必浪费时间问保险公司，看牙后直接理赔就行。
4. 如何购买？需要买多久？
直接联系我们，添加我微信 wukunze23 ，提供给我个人信息即可购买。买多久自己决定，比如12月23日买到明年5月8日都可以。如果你是毕业生，你最多买到你完成学业后的一年。
5. 如果中途有事回国，或者提前拿到健康卡OHIP，可以退款吗？
只要没有理赔过且剩下的金额超过25刀，是可以退款的，到时候联系我即可。
6. 加拿大毕业生保险 如何理赔 ？
如果万一发生任何紧急意外，请立即就医。并同时打电话给保险公司建档 18009951662，如果无法联系上，请拨打4163400049。然后根据保险公司的指示进行下一步的操作。
除非晕倒没办法联系另说，尽量一定要在看医生之前或是看的时候给保险公司电话。
关于理赔表格和理赔流程，请点击这里查看
While studying in Canada, government health care plans might not be available to you. And we know that health care costs can be expensive if you’re not covered under a Canadian government health insurance plan. An International Students to Canada Travel insurance policy can help you stay protected and safeguard your finances.
| Maximum coverage amount | $5 million |
| Emergency Hospital | up to sum insured |
| Emergency Medical Includes: • Physician/Surgeon/Anesthetist • Diagnostics/lab tests and x-ray examinations • Ambulance, Registered nurse and Rental of medical equipment (covered up to a combined maximum of $10,000) | up to sum insured |
| Professional Services Includes: • legally licensed chiropractor; osteopath; podiatrist/chiropodist; naturopath; acupuncturist; physiotherapist | up to $600 per practitioner/ 12 month period |
| Drugs or Medications | up to a 30-day supply |
| Maternity Benefit | up to $1,000 per 12 month period |
| Eye Examination | 1 per 12 month period |
| Physical Examination | 1 per 12 month period up to $250 |
| Emergency Transportation/Return Home | up to sum insured |
| Transportation of Family or Friend | up to $5,000 |
| Dental Accident | up to $5,000 |
| Dental Emergencies | Dental Emergencies |
| Dental Emergencies | Dental Emergencies |
| Return of Deceased | up to $15,000 |
| Accidental Death & Dismemberment • includes Exposure and Disappearance | up to $15,000 |
| Tutorial Services | $20/hour up to $500 |
Ideal for international students to Canada who:
• Are registered full-time in a Canadian school, college, university or accredited educational institution
• Are temporary residents of Canada without any government health care coverage
• Have completed their studies and remain in Canada up to a year afterwards to work in the field of their studies
• Would like coverage under their policy for their spouse and dependents living with them
Features and benefits:
• Affordable all-in-one hospital, medical and extended health care solution
• Pre-existing conditions are covered if stable for 90 days
• Costs incurred outside of Canada are covered provided the majority of the period of coverage is spent in Canada
• Trips to the United States are limited to 30 days per period of coverage
24/7 Emergency Care and Assistance
Our team is available 24 hours a day, 7 days a week and 365 days a year to help:
• Refer you to the most appropriate medical care in Canada based on your unique healthcare needs
• Connect you with an MD via video or teleconference when appropriate
• Closely monitor your treatment plans to ensure you’re receiving the right level of care
• Arrange payment whenever possible, so you can avoid outof-pocket expenses
• Coordinate arrangements for your safe return home if necessary
Connecting you to the care you deserve.
Click here for what to do in case of an emergency and when you arrive at a medical facility. Find a list of recommended medical facilities in Canada.
Online Claims Portal
For faster processing, submit your international student’s insurance claim online and check your status.